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Buying

Why use a REALTOR®

Only real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® (NAR) can call themselves REALTORS®. The rest call themselves Real Estate Agents. All REALTORS® adhere to NAR’s strict Code of Ethics, which is based on professionalism and…

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Buy Real Estate Smart

Home buyers and home sellers are on separate sides of the fence when it comes to home sales. Buyers want the best deal while the seller wants top dollar, however, they both share the same ultimate goal – they want…

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Federal Housing Administration (FHA) loan

The Federal Housing Administration (FHA) loan allows buyers to put down just 3.5% of the purchase price of a primary residence, but requires a credit score of 580 or higher and a debt-to-income ratio below 43%. If you have a credit score between 500…

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United States Department of Agriculture (USDA) loan

The US Department of Agriculture (USDA) loan helps people in rural areas buy homes with $0 down. To qualify for the Single Family Housing Guaranteed Loan Program, you have to meet certain income requirements – described as “low-to-moderate” income. The…

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Veterans Affairs (VA) loan

WE LOVE OUR VETERANS! We also LOVE working with them, and protecting their interest. The VA loan is a $0 down payment mortgage option available to “Active and former” members of the military, often with a lower interest rate than…

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Georgia Homestead Exemption

If you purchased real estate property in 2018, you are potentially eligibility to file for a homestead exemption.  What is it?  A homestead exemption is a discount on your real estate property tax bill for an owner-occupied principal place of…

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Atlanta, Georgia

Atlanta, Georgia. Photograph by Justin Arndt. Atlanta is, perhaps, most famous for its tall buildings and architecture, but it’s also home to homegrown Atlanta chains, and to thousands of people that have moved to metro Atlanta from around the country. Also,…

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5 Reasons You’ll Never Find Your Dream Home

If you (or someone you know) is hoping to find a new home, this blog could make the difference between finding your dream home (& having fun while doing it) OR experiencing frustration and disappointment. (That may sound a bit…

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4 Tips for Saving Money for your 1st Home

Saving money is never easy. When you’re hoping to purchase your first home, saving is a necessity! Try these cost-saving tips and soon you’ll have a nest egg to put toward your new place. 1. Make a budget and stick to it.…

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