May 2019

Federal Housing Administration (FHA) loan

The Federal Housing Administration (FHA) loan allows buyers to put down just 3.5% of the purchase price of a primary residence, but requires a credit score of 580 or higher and a debt-to-income ratio below 43%. If you have a credit score between 500…

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United States Department of Agriculture (USDA) loan

The US Department of Agriculture (USDA) loan helps people in rural areas buy homes with $0 down. To qualify for the Single Family Housing Guaranteed Loan Program, you have to meet certain income requirements – described as “low-to-moderate” income. The…

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Veterans Affairs (VA) loan

WE LOVE OUR VETERANS! We also LOVE working with them, and protecting their interest. The VA loan is a $0 down payment mortgage option available to “Active and former” members of the military, often with a lower interest rate than…

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What is an iBuyer and are they worth it?

There has been a lot of hype around a newer real estate technology trend referred to as “iBuying.” An iBuyer (Opendoor, Knock, OfferPad, Redfin, Zillow, and soon-to-be Keller Williams) is a company that will make you an offer on your…

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