The Federal Housing Administration (FHA) loan allows buyers to put down just 3.5% of the purchase price of a primary residence, but requires a credit score of 580 or higher and a debt-to-income ratio below 43%. If you have a credit score between 500…
The US Department of Agriculture (USDA) loan helps people in rural areas buy homes with $0 down. To qualify for the Single Family Housing Guaranteed Loan Program, you have to meet certain income requirements – described as “low-to-moderate” income. The…
WE LOVE OUR VETERANS! We also LOVE working with them, and protecting their interest. The VA loan is a $0 down payment mortgage option available to “Active and former” members of the military, often with a lower interest rate than…
There has been a lot of hype around a newer real estate technology trend referred to as “iBuying.” An iBuyer (Opendoor, Knock, OfferPad, Redfin, Zillow, and soon-to-be Keller Williams) is a company that will make you an offer on your…
Looking to freshen up your home decor? When it comes to home furnishings and decor Homestead Marketplace Home Goods & Gifts has you covered. Bring in a picture of the area you need help designing and let them work for you.…